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Meet Chuck and Paula Borzick!
Chuck Borzick has been an Access Fund client since 2007 when he first joined our Closed Circuit TV (“CCTV”) Rental Program. With multiple retina detachments in both eyes, Chuck needed powerful magnification in order to read, write and manage both his household and business finances. At the time, his wife, Paula, ran a popular Lake Stevens quilting and embroidery business (Twin Quilts). Since then, Chuck has tried several different CCTVs and loves the newer color flat screen model he is currently renting. It is much easier to use than the older model he first rented and the resolution is so good that he has been able to resume his favorite hobby --- polishing minerals and gems. With it, he can see the minutest of scratches.
Chuck and Paula have been through a lot in the years since 2007. In 2009, they filed for bankruptcy on the advice of an attorney after struggling to keep their quilting business afloat. With the down economy, they lost many of their larger customers (schools, fire departments, casinos, etc) and just could not make ends meet. Before filing for bankruptcy, applicants sold their house and used all of their savings (including retirement) to pay off as many debts as possible. In their sixties, Chuck and Paula were faced with the prospect of rebuilding their lives on their social security income.
Since then, Chuck and Paula have been very busy. In 2010, they launched a new business, Clear-N-Clean offering comprehensive “restoration” services on repossessed properties. This includes removal of items that have been left behind, minor repairs as well as cleaning and general prep for sale. The Borzicks quickly built a reputation for doing solid work and ended up subcontracting with several different companies.
With the new business growing, the Borzicks needed a vehicle capable of pulling trailer. Given their recent bankruptcy, financing a vehicle seemed out of the question until they remembered that the Access Fund also provides low interest loans for Business Equipment. Given the extra income from the business plus their social security, the loan was quickly approved. With it, the Borzicks were able to purchase a 2004 Ford Explorer with low mileage – using their business income to buy a trailer for equipment and items hauled off the properties to be taken to the dump or recycling. On a personal note, having a reliable vehicle also meant a real vacation – 5 days at the beach – the first in more than four years.
With 35 years of experience as a warehouse, materials and purchasing manager, Chuck has great skills. Because of his vision loss, however, finding work that was a “good fit” has been a challenge. Clear-N-Clean fit the bill.
Now, at 67, Chuck and Paula are ready for a new adventure! This Fall, they decided to give up Clear-n-Clean and retire for good. They will be moving to Mexico – a place where they not only have friends – but will be able to survive on their social security income. Asked if they regretted their experience with Clear-N-Clean, Chuck responded – absolutely not. It was hard work but generated enough money to help them rebuild their savings and the cash needed to launch them on this new adventure. Chuck and Paula are leaving in January. One of Chuck’s tasks in the meantime is to find a CCTV that is portable enough to take with him.
“Thank you Access Fund for all of your help that allowed me to turn a negative into a positive.” - Chuck
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